Great News for Small Business Owners

Entrepreneurs and other business owners often lack the kind of insurance coverage that many “traditional” employees take for granted. Many people, when thinking about launching a start-up, will think first about how to account for this missing work-provided benefit –...

Could Short Term Medical Insurance Be Right For You?

You may have heard of Short Term Medical Insurance (STM) and wondered how it relates to Affordable Care Act (ACA) plans. First off, short-term plans do not cover the 10 Essential Health Benefits (EHB) that is required of ACA plans. They do not exempt you from paying...

2018: The Year The PPO Died!

It is really sad that a very popular healthcare network known as a Preferred Provider Organization (PPO) is on its way to extinction in the individual off-marketplace market. The off-marketplace is where people who make too much money to get ACA subsides, usually buy...

Why Can’t I Buy Coverage Anytime?

People who have not previously had health insurance and who do not get it through their employer or the State (Medicaid), often ask “Why can’t I buy health insurance anytime I want to?” This applies to both individuals and families looking to be insured under the...

Navigating Healthcare in 2017: Why You Need an Agent

Healthcare Reform is complicated. The Congress has tried and, so far, has not been able to reform the Affordable Care Act (ACA).  The American public’s opinion about reform spans the whole spectrum: there are those who prefer a Canadian style single-payer system, and...

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