Affordable Life Insurance

Affordable Life Insurance

We have provided our clients with Life Insurance protection for over thirty years. We offer all types of plans for all ages and income levels. Life insurance is the cornerstone of any financial protection program. Whether you want to provide for a spouse and children in the event of an untimely death, or to preserve your estate from Federal Estate taxes, we can help.

Anybody can get Life Insurance. No medical condition will prevent you from getting some type of plan. For those in really good health, we have carriers that offer very affordable premiums.

We use a Needs-Based Approach with each client. This means we ask questions and listen. Our goal is to come to a consensus with you as to the amount and type of coverage that is best for you. Then we shop among our numerous insurance carriers to find the best deal for you.

We offer both Term and Permanent plans. Term plans pay a death benefit, but do not build any cash value (living benefit). Permanent plans such as Universal Life, Indexed Life or Whole Life have a cash value or savings element that enjoys special income tax advantages. These plans are an excellent way to supplement your retirement income or provide for your childrens’ college education.

If you want to be assured that you’re getting a good deal, don’t worry. It is our goal to find the most competitively priced plan that meets your needs and desires.

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