by Ed Williams | Aug 7, 2024 | Insurance
Medicare Prescription Drug coverage is improving in 2025! You either have part D drug plan coverage on a standalone policy or built into your Medicare Advantage plan with RX. In either case, beneficial changes will take place effective January 1st, 2025. You will...
by Ed Williams | Jul 11, 2018 | Insurance
Entrepreneurs and other business owners often lack the kind of insurance coverage that many “traditional” employees take for granted. Many people, when thinking about launching a start-up, will think first about how to account for this missing work-provided benefit –...
by Ed Williams | Feb 7, 2018 | Insurance
You may have heard of Short Term Medical Insurance (STM) and wondered how it relates to Affordable Care Act (ACA) plans. First off, short-term plans do not cover the 10 Essential Health Benefits (EHB) that is required of ACA plans. They do not exempt you from paying...
by Ed Williams | Nov 8, 2017 | Healthcare, Insurance
It is really sad that a very popular healthcare network known as a Preferred Provider Organization (PPO) is on its way to extinction in the individual off-marketplace market. The off-marketplace is where people who make too much money to get ACA subsides, usually buy...
by Ed Williams | Oct 17, 2017 | Healthcare, Insurance, News
Have the recent Affordable Care Act regulatory changes signed by President Trump alarmed you? If you are watching the news readers on TV, you may be forgiven for being needlessly concerned. The Truth and the Details The truth is that President Trump has not taken away...
by Ed Williams | Sep 22, 2017 | Insurance
People who have not previously had health insurance and who do not get it through their employer or the State (Medicaid), often ask “Why can’t I buy health insurance anytime I want to?” This applies to both individuals and families looking to be insured under the...
