by Ed Williams | Dec 17, 2024 | Uncategorized
While helping clients with their Medicare plans, I have found a great amount of confusion among them about how Medicare assists those needing assistance, which depends on whether they need skilled nursing or custodial care like nursing home care, assisted living care,...
by Ed Williams | Aug 7, 2024 | Insurance
Medicare Prescription Drug coverage is improving in 2025! You either have part D drug plan coverage on a standalone policy or built into your Medicare Advantage plan with RX. In either case, beneficial changes will take place effective January 1st, 2025. You will...
by Ed Williams | Jan 31, 2024 | Uncategorized
Every year Medicare eligible individuals have certain times of the year to make changes to their plans. One such time is the Medicare Advantage Open Enrollment Period, (MA-OEP.) This annual period is from January 1st through March 31st. During this time those who...
by Karen Williams | May 17, 2022 | Uncategorized
The past few years there has been a trend of many Americans working past age 65. So, what do they do about their health insurance? At age 65, a worker can apply for Medicare that will start the 1st of the month that they turn 65. But what if their employer offers...
by Action Health Insurance | Oct 5, 2021 | Uncategorized
The Centers for Medicare and Medicaid Services is extending its Affordable Care Act Annual Open Enrollment dates into the new year for all people under age 65. The new Open Enrollment Period this year is extended to January 15, 2022. This includes off-Marketplace...
by Action Health Insurance | Feb 15, 2021 | Uncategorized
In accordance with the Executive Order issued by President Biden, there will be a Special Enrollment Period (SEP) for individuals and families for Marketplace coverage in response to the COVID-19 Public Health Emergency, which has left millions of Americans facing...
by Ed Williams | Jul 11, 2018 | Insurance
Entrepreneurs and other business owners often lack the kind of insurance coverage that many “traditional” employees take for granted. Many people, when thinking about launching a start-up, will think first about how to account for this missing work-provided benefit –...
by Ed Williams | Feb 7, 2018 | Insurance
You may have heard of Short Term Medical Insurance (STM) and wondered how it relates to Affordable Care Act (ACA) plans. First off, short-term plans do not cover the 10 Essential Health Benefits (EHB) that is required of ACA plans. They do not exempt you from paying...
by Ed Williams | Nov 8, 2017 | Healthcare, Insurance
It is really sad that a very popular healthcare network known as a Preferred Provider Organization (PPO) is on its way to extinction in the individual off-marketplace market. The off-marketplace is where people who make too much money to get ACA subsides, usually buy...
by Ed Williams | Oct 17, 2017 | Healthcare, Insurance, News
Have the recent Affordable Care Act regulatory changes signed by President Trump alarmed you? If you are watching the news readers on TV, you may be forgiven for being needlessly concerned. The Truth and the Details The truth is that President Trump has not taken away...
